Foreclosure Surplus Recovery

Your Money
Is Waiting.

If your home was foreclosed and sold at auction for more than you owed, the difference — called foreclosure surplus funds or excess proceeds — legally belongs to you. Most former homeowners never find out, and the unclaimed money disappears. Finding out if you qualify is completely free.

✓ No upfront cost✓ No recovery, no fee✓ Fast free search
House model and keys on a desk — representing property and ownership

Your property. Your money.

What Is Surplus?

Money left over after your foreclosure

When a lender forecloses on a home and sells it at auction, the sale price sometimes exceeds the total amount owed — including the mortgage balance, fees, and court costs. That leftover amount is called foreclosure surplus funds — also known as excess proceeds, overage funds, or foreclosure overbid money.

The same applies to tax deed sales and trustee sales: whenever a property sells for more than the debt owed, the surplus legally belongs to the former homeowner — not the bank or the county. But most people never find out the money exists, and it eventually gets absorbed by the state's unclaimed property fund.

Aikenhead Recovery Group specializes in locating unclaimed foreclosure surplus funds and recovering them on your behalf — entirely on contingency. You pay nothing until we succeed.

Plant growing from coins — representing financial growth and recovery

$1.2B+

in unclaimed foreclosure surplus estimated nationwide

Millions

former homeowners who may be owed funds

100%

free to find out if you qualify

No fee

unless we recover funds for you

Nationwide

we research all states

The Process

Three steps, zero upfront cost

We handle everything from search to settlement. Your only job is to sign the authorization and wait for your check.

01

We Find Your Surplus Funds

We search county auction and court records to confirm whether foreclosure surplus funds or excess proceeds exist — and exactly how much you may be owed.

02

We Handle All the Paperwork

From notarized authorization agreements to county filings and follow-up calls — we do everything on your behalf. You stay completely hands-off.

03

You Collect Your Money

Once the surplus funds are released by the county or court, you receive your payment. Our contingency fee is taken only after you collect. Zero upfront cost.

Professional signing authorization documents on behalf of a client

We handle every document — so you don't have to.

We prepare every form, filing, and follow-up on your behalf. All you need to do is sign the authorization and let us work.

Get started free
Nationwide Coverage

We recover foreclosure surplus funds in all 50 states

Every state has different rules for claiming excess proceeds from foreclosure auctions. We know them — and we handle each county's specific requirements for you.

Florida

Tax deed & mortgage foreclosure surplus

Nevada

Trustee sale excess proceeds (NRS 107.080)

Illinois

Judicial foreclosure overage

Texas

Trustee sale & tax deed surplus

New Jersey

Sheriff's sale surplus funds

South Carolina

Judicial foreclosure excess

California

Trustee sale excess proceeds

Indiana

Sheriff's sale surplus recovery

“Billions in unclaimed foreclosure surplus funds sit in county accounts every year. Most former homeowners never know they're owed a cent.

— Aikenhead Recovery Group

Find Out If You Qualify — Free
Why Us

The surplus recovery service built on trust

We're former homeowner advocates — not a mass-market debt buyer. We handle one claim at a time, with full transparency.

No Recovery, No Fee

We work entirely on contingency. If we don't collect, you pay nothing — period.

Experienced & Compassionate

We understand the hardship behind foreclosure. Our approach is respectful, honest, and pressure-free.

Fast, Transparent Process

No jargon, no surprises. We keep you informed at every step from search to settlement.

FAQ

Common questions

Everything you need to know before getting started.

Get Started

Find Out What You're Owed — Free.

Fill out the form and we'll do a free search within 24–48 hours. No commitment, no pressure — just information.

Prefer to reach us directly?

tjaikenhead@gmail.com
(618) 944-7338